EPLI - Employment Practices Liability
Burns & Wilcox now ranks as North America's largest and most capable independently owned insurance wholesaler.
- (insurance, insurance agents, wholesaler, insurance wholesaler, burns and wilcox, specialty insurance, property insurance, agents, finance, insurance carriers, professional liability, general liability,
independent insurance agents, insurance company, vacant building, environmental,personal umbrella, professional liability,professional liabilities, errors and omissions, miscellaneous errors and omissions,jewelers block, high value homeowner, umbrella excess, employment practices liability, director and officers,director and officers insurance
- 11/20/2008 12:00:00 AM)
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Did you know that a company is more likely to have an
Employment Practices Liability Claim than a General Liability Claim?
Coverage Includes:
- Industry leading broad “All Risk”
coverage for violation of any state, federal
or local civil rights or anti- discrimination
law.
- “Wrongful Employment Practice”
definition includes:
- Workplace Harassment
- Retaliation
- Failure to Promote
- Demotion
- Invasion of Privacy
- Defamation
- FMLA
- USERRA
- FLSA ($100,000 per claim and aggregate sub-limit)
- "Wrongful Termination" includes constructive discharge
- Includes punitive damages where allowed by state law, up to policy limits
- Prior acts options (not available in CA)
- Vicarious liability coverage for “All Intentional Acts”
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Worldwide coverage
- Defense outside the limit coverage available
- • Third party discrimination coverage available
- EPL hotline staffed by employment practices attorneys
- Access to web-based loss control/Human Resource services available at no additional cost (Effective 1/04)
- Admitted in 20 major states
Also Included:
- Our policy covers “All” employee types (i.e. full-time, part-time, independent
contractors, temporary employees, lease employees, volunteers, seasonal, etc.)
- “We write “All” classes of business except governmental agencies, bars, night
clubs and adult entertainment facilities (other exceptions in California).
- Coverage placed with insurance carriers that are rated “A XI” (Excellent) by A.
M. Best company.
- Coverage is subject to conditions and exclusions described in the policy. For
complete terms and conditions, refer to the policy itself.
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